Personal Loan

        Personal Loan

Personal loans come with many benefits that make them a go-to for both short and long term consumer needs.  What are some of these benefits? Here are the top 6 benefits of taking a personal loan.

₱20,000
Loan amount ₱2,000 - ₱20,000
Interest 0 %
Maturity 10 - 180 days

Fast information

Properties of this loan

  • Online loans up to ₱20 000
  • Term 10 - 180 days
  • Easy online application

Loan requirements

  • Between 20 to 60 years old
  • Currently employed or with a steady income

About company

More information about the company Green Money Tree Lending Corp.

Borrow from ₱2,000 with interest from the 0 % Moread
₱20,000
Loan amount ₱1,000 - ₱20,000
Interest 11.9 %
Maturity 14 - 28 days

Fast information

Properties of this loan

  • Online loans up to ₱20 000
  • Term 14 - 28 days
  • Easy online application

Loan requirements

  • 22 - 60 years old
  • Filipino citizen

About company

More information about the company MoneyCat Financing Inc.

Borrow from ₱1,000 with interest from the 11.9 % Moread
₱25,000
Loan amount ₱1,000 - ₱25,000
Interest 0 %
Maturity 10 - 90 days

Fast information

Properties of this loan

  • Online loans up to ₱25 000
  • Term 10 - 90 days
  • Easy online application

Loan requirements

  • 21-70 years old
  • Employed individuals and selected professionals
  • Filipino residents

About company

More information about the company Robocash Finance Group

Borrow from ₱1,000 with interest from the 0 % Moread

BDO

BDO  3
₱1,000,000
Loan amount ₱10,000 - ₱1,000,000
Interest 25.58 %
Maturity 3 - 36 months

Fast information

Properties of this loan

  • Online loans up to ₱1 000 000
  • Term 3 - 36 months
  • Bank personal loan

Loan requirements

  • Filipino citizen or foreigner residing in the Philippines for more than two (2) years
  • Must be 21 years old at time of application but no more than 70 years old upon maturity
  • Minimum Gross Annual income

About company

More information about the company BDO Unibank, Inc.

Borrow from ₱10,000 with interest from the 25.58 % Moread

BPI

BPI  5
₱2,000,000
Loan amount ₱10,000 - ₱2,000,000
Interest 25.6 %
Maturity 12 - 36 months

Fast information

Properties of this loan

  • Online loans up to ₱1 000 000
  • Term 12 - 36 months
  • Easy bank application

Loan requirements

  • Must be 21 years old and above to apply and not more than 60 years old upon loan maturity.
  • Filipino Citizen.
  • Working or residing within 30 kilometers from the nearest BPI branch

About company

More information about the company Bank of the Philippine Islands

Borrow from ₱10,000 with interest from the 25.6 % Moread
₱2,000,000
Loan amount ₱20,000 - ₱2,000,000
Interest 30.9 %
Maturity 1 - 5 years

Fast information

Properties of this loan

  • Online loans up to ₱2 000 000
  • Term 1 - 5 years
  • Personal loan from traditional bank

Loan requirements

  • You should be a Filipino citizen, at least 18 years old
  • Your home address or business address should be within any of the bank’s service regions

About company

More information about the company Citigroup Inc.

Borrow from ₱20,000 with interest from the 30.9 % Moread
₱10,000
Loan amount ₱1,000 - ₱10,000
Interest 1.5 %
Maturity 7 - 60 days

Fast information

Properties of this loan

  • Online loans up to ₱10 000
  • Term 3 - 36 months
  • Flexible repayment

Loan requirements

  • Between 21 and 50 years old
  • A Filipino citizen with a valid home address in Philippines
  • Currently employed or self-employed, OFW/Seafarer’s Allottee or otherwise have steady income

About company

More information about the company Cashcat

Borrow from ₱1,000 with interest from the 1.5 % Moread
₱15,000
Loan amount ₱1,000 - ₱15,000
Interest 30 %
Maturity 91 - 2 years

Fast information

Properties of this loan

  • Online loans up to ₱15 000
  • Term 91 - 2 years
  • Easy online application

Loan requirements

  • Age 18+
  • Bank card
  • Mobile phone
  • The Philippines citizenship

About company

More information about the company SIA ROKSORE

Borrow from ₱1,000 with interest from the 30 % Moread
₱10,000
Loan amount ₱2,000 - ₱10,000
Interest 10 %
Maturity 15 - 180 days

Fast information

Properties of this loan

  • Online loans up to ₱10 000
  • Term 15 - 180 days
  • Quick online application

Loan requirements

  • At least two (2) valid IDs of you and your co-maker. e.g. New SSS/TIN/GSIS ID, Driver’s License, Company ID, Passport, PRC ID, Postal ID
  • Last 2 pay slips
  • Last 3 months bank statements
  • Proof of Billing e.g. electricity, water utility, cable service, phone/mobile billing statement.

About company

More information about the company FreedomPeak Financial Management Consultancy

Borrow from ₱2,000 with interest from the 10 % Moread
₱15,000
Loan amount ₱2,500 - ₱15,000
Interest 8.3 %
Maturity 10 - 90 days

Fast information

Properties of this loan

  • Online loans up to ₱15 000
  • Term 10 - 90 days
  • Easy online application

Loan requirements

  • You are currently employed and/or have a stable source of income from your own business
  • You own an Android smartphone with version 4.1 or higher
  • You have an active (frequently accessed and used) e-mail address that has been existing for at least for 6-months and is being used regularly to send and receive email messages
  • You are a Filipino citizen and currently residing in the Philippines
  • You are contactable and will respond to us through your mobile, landline or email address
  • You at least have 2 of the valid government IDs

About company

More information about the company pera247 Lending Company

Borrow from ₱2,500 with interest from the 8.3 % Moread
₱35,000
Loan amount ₱5,000 - ₱35,000
Interest 45.02 %
Maturity 3 - 12 months

Fast information

Properties of this loan

  • Online loans up to ₱35 000
  • Term 3 - 12 months
  • Easy online application

Loan requirements

  • Citizens of the Philippines
  • Must be 20 years old or older during the loan application, have a regular, documented income, and have no overdue loans
  • The service is currently available in Manila

About company

More information about the company PeraJet Lending Corporation

Borrow from ₱5,000 with interest from the 45.02 % Moread
₱30,000
Loan amount ₱5,000 - ₱30,000
Interest 0.8 %
Maturity 28 days

Fast information

Properties of this loan

  • Online loans up to ₱30 000
  • Term 28 days
  • Easy online application

Loan requirements

  • Valid government ID
  • Proof of income
  • Proof of billing
  • Must be 21 to 50 years old
  • A Filipino citizen
  • Has a regular source of living (employed, self-employed, or OFW/Seafarer’s Allottee)
  • Can comply with all the requirements for your application to be processed

About company

More information about the company Cash Mart Philippines

Borrow from ₱5,000 with interest from the 0.8 % Moread
₱300,000
Loan amount ₱5,000 - ₱300,000
Interest 21 %
Maturity 6 - 32 months

Fast information

Properties of this loan

  • Online loans up to ₱300 000
  • Term 6 - 32 months
  • For all Kabayans who still call Philippines home

Loan requirements

  • Must be employed as OFW.
  • 21 years old or older

About company

More information about the company Clarify Marketing PTY LTD

Borrow from ₱5,000 with interest from the 21 % Moread
₱10,000
Loan amount ₱1,000 - ₱10,000
Interest 6.95 %
Maturity 15 days - 6 months

Fast information

Properties of this loan

  • Online loans up to ₱10 000
  • Term 15 days - 6 months
  • Native mobile application

Loan requirements

  • Cashalo is available to all Filipinos 18+
  • Who are employed or with steady income

About company

More information about the company Oriente Express Techsystem Corporation

Borrow from ₱1,000 with interest from the 6.95 % Moread
₱25,000
Loan amount ₱2,000 - ₱25,000
Interest 0.8 %
Maturity 7 - 30 days

Fast information

Properties of this loan

  • Online loans up to ₱25 000
  • Term 7 - 30 days
  • Easy online application
  • Instant decision

Loan requirements

  • Customers need to be at least 21 years old
  • Be employed
  • With a valid home address in either Metro Manila, Cavite, Bulacan, Rizal, or Laguna. .

About company

More information about the company My Cash

Borrow from ₱2,000 with interest from the 0.8 % Moread
₱30,000
Loan amount ₱5,000 - ₱30,000
Interest 0.8 %
Maturity 3 - 5 weeks

Fast information

Properties of this loan

  • Online loans up to ₱50 000
  • Term 3 - 5 weeks
  • Easy online application

Loan requirements

  • At least 21 years old
  • In employment
  • 1 valid ID
  • Latest proof of billing

About company

More information about the company Cash Mart Philippines

Borrow from ₱5,000 with interest from the 0.8 % Moread
₱20,000
Loan amount ₱2,000 - ₱20,000
Interest 65 %
Maturity 30 - 90 days

Fast information

Properties of this loan

  • Online loans up to ₱20 000
  • Term 30 - 90 days
  • Easy online application

Loan requirements

  • Person must be 22 – 60 year’s old
  • Citizen of Republic of the The Philippines
  • With monthly income
  • Active Mobile number
  • Active Bank account
  • Valid ID document

About company

More information about the company Fintech Global Partners LP

Borrow from ₱2,000 with interest from the 65 % Moread
₱1,000,000
Loan amount ₱50,000 - ₱1,000,000
Interest 1.3 %
Maturity 12 - 36 months

Fast information

Properties of this loan

  • Online loans up to ₱1 000 000
  • Term 12 - 36 months
  • Affordable personal loan

Loan requirements

  • You should be a Filipino citizen, at least 23 years old but not older than 65 years old when your loan matures
  • Your home address or business address should be within any of the bank’s service regions
  • You should have the following contact numbers: home landline, office or business landline and a mobile number
  • If you’re employed, you should be with your current employer for at least 2 years and earning a minimum basic salary of P25,000. Your employer/company should be one of the Top 7,000 companies in the Philippines
  • If you’re a Professional or Self-employed you should have been in the same profession or the same business for at least 5 years. As a business owner, your business should have been operational for the past 5 years with at least 2 continuous year with profitable operations with an average monthly income of P200,000

About company

More information about the company Maybank Philippines Inc.

Borrow from ₱50,000 with interest from the 1.3 % Moread
₱20,000
Loan amount ₱2,000 - ₱20,000
Interest 0.8 %
Maturity 61 days - 3 months

Fast information

Properties of this loan

  • Online loans up to ₱20 000
  • Term 61 days - 3 months
  • Quick personal loan

Loan requirements

  • UMID, New TIN ID, New PhilHealth ID, and Driver License
  • Minimum Net Monthly Income: Rs 15,000
  • Applicant should have the bank specified credit score

About company

More information about the company Asteria Lending Inc.

Borrow from ₱2,000 with interest from the 0.8 % Moread
₱50,000
Loan amount ₱5,000 - ₱50,000
Interest 30 %
Maturity 30 - 365 days

Fast information

Properties of this loan

  • Online loans up to ₱50 000
  • Term 30 - 365 days
  • Easy online application

Loan requirements

  • Filipino citizenship
  • Age from 18 years old
  • Credit history

About company

More information about the company Loan-Load FINANCE CORP.

Borrow from ₱5,000 with interest from the 30 % Moread
₱100,000
Loan amount ₱10,000 - ₱100,000
Interest 0.5 %
Maturity 180 - 365 days

Fast information

Properties of this loan

  • Online loans up to ₱100 000
  • Term 180 - 365 days
  • Easy online application

Loan requirements

  • Latest 1-month payslip
  • One (1) Government ID with 3 proof signatures
  • Company ID (Front & Back copy)

About company

More information about the company New Cross Credit Gate PH, Inc.

Borrow from ₱10,000 with interest from the 0.5 % Moread
₱500,000
Loan amount ₱5,000 - ₱500,000
Interest 3.32 %
Maturity 1 - 12 months

Fast information

Properties of this loan

  • Online loans up to ₱500 000
  • Term 1 - 12 months
  • Flexible repayment

Loan requirements

  • You must be a Filipino citizen ranging from 21 to 65 yrs. old
  • Working tenure for at least 3 months
  • ₱10,000 per month (Metro Manila), ₱7,000 per month (Provinces)
  • Has an existing company landline phone & personal mobile

About company

More information about the company ACOM Consumer Finance Corporation

Borrow from ₱5,000 with interest from the 3.32 % Moread
₱15,000
Loan amount ₱2,000 - ₱15,000
Interest 20 %
Maturity 7 - 90 days

Fast information

Properties of this loan

  • Online loans up to ₱15 000
  • Term 7 - 90 days
  • Easy online application

Loan requirements

  • 18 + years old
  • Employed individuals and selected professionals
  • Filipino residents

About company

More information about the company Clarify Marketing PTY LTD

Borrow from ₱2,000 with interest from the 20 % Moread
₱1,000,000
Loan amount ₱10,000 - ₱1,000,000
Interest 5.9 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to ₱1 000 000
  • Term 12 - 60 months
  • Easy bank application

Loan requirements

  • Must be at least 21 years old and no older than 65
  • Must be a Philippine citizen
  • Must have a Philippine mailing address and active local mobile number
  • Must have a minimum gross monthly income of PHP 15,000
  • If employed, must be tenured for at least 6 months or 1 year of continuous employment
  • If self-employed, must be operating for at least 1 year

About company

More information about the company CIMB Bank Philippines Inc.

Borrow from ₱10,000 with interest from the 5.9 % Moread
₱40,000
Loan amount ₱10,000 - ₱40,000
Interest 5 %
Maturity 14 - 365 days

Fast information

Properties of this loan

  • Online loans up to ₱40 000
  • Term 14 - 365 days
  • Android mobile application

Loan requirements

  • Must be at least 18 years old
  • Must be a Philippine citizen

About company

More information about the company Fynamics Lending Inc

Borrow from ₱10,000 with interest from the 5 % Moread
₱2,000,000
Loan amount ₱25,000 - ₱2,000,000
Interest 1.49 %
Maturity 12 - 36 months

Fast information

Properties of this loan

  • Online loans up to ₱2 000 000
  • Term 12 - 36 months
  • Easy bank application

Loan requirements

  • Completely fill out application form
  • 2×2 picture
  • Certificate of Employment
  • Latest Payslip(s)
  • Income Tax Document
  • Latest Utility bill statements
  • Company Identification
  • Government-issued Identification

About company

More information about the company East West Banking Corporation

Borrow from ₱25,000 with interest from the 1.49 % Moread
₱1,000,000
Loan amount ₱10,000 - ₱1,000,000
Interest 6.75 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to ₱1 000 000
  • Term 12 - 60 months

Loan requirements

  • Must be 18 years old and above to apply
  • Filipino Citizen

About company

More information about the company Bank of Commerce

Borrow from ₱10,000 with interest from the 6.75 % Moread
₱50,000
Loan amount ₱1,000 - ₱50,000
Interest 0 %
Maturity 6 - 24 months

Fast information

Properties of this loan

  • Online loans up to ₱50 000
  • Term 6 - 24 months
  • Easy online application

Loan requirements

  • 2 Valid IDs
  • With at least 1 Government issued ID
  • With one bearing an address

About company

More information about the company HC Consumer Finance Philippines, Inc.

Borrow from ₱1,000 with interest from the 0 % Moread
₱15,000
Loan amount ₱2,000 - ₱15,000
Interest 20 %
Maturity 7 - 90 days

Fast information

Properties of this loan

  • Online loans up to ₱15 000
  • Term 7 - 90 days
  • Easy online application

Loan requirements

  • 18 + years old
  • Employed individuals and selected professionals
  • Filipino residents

About company

More information about the company Clarify Marketing PTY LTD

Borrow from ₱2,000 with interest from the 20 % Moread
₱2,000,000
Loan amount ₱30,000 - ₱2,000,000
Interest 29.48 %
Maturity 12 - 36 months

Fast information

Properties of this loan

  • Online loans up to ₱2 000 000
  • Term 12 - 36 months
  • Easy bank application

Loan requirements

  • At least 21 years old at the time of application but not more than 65 years old upon loan maturity
  • Must be a Filipino Citizen Must have an office or residence landline

About company

More information about the company Security Bank Corporation

Borrow from ₱30,000 with interest from the 29.48 % Moread
₱2,000,000
Loan amount ₱100,000 - ₱2,000,000
Interest 5 %
Maturity 1 - 25 years

Fast information

Properties of this loan

  • Online loans up to ₱2 000 000
  • Term 1 - 25 years
  • Housing loan

Loan requirements

  • Certificate of Employment
  • Latest Payslip(s)
  • Income Tax Document

About company

More information about the company China Banking Corp

Borrow from ₱100,000 with interest from the 5 % Moread
₱500,000
Loan amount ₱20,000 - ₱500,000
Interest 1.6 %
Maturity 12 - 36 months

Fast information

Properties of this loan

  • Online loans up to ₱500 000
  • Term 12 - 36 months

Loan requirements

  • Two (2) Valid government IDs
  • Two (2) months recent payslip
  • COE (with position, tenure, and annual income)
  • Latest ITR
  • Two (2) months credit card statement
  • Utility Bill (under your residential address)

About company

More information about the company Welcome Finance Inc.

Borrow from ₱20,000 with interest from the 1.6 % Moread
₱20,000
Loan amount ₱2,000 - ₱20,000
Interest 30 %
Maturity 30 - 90 days

Fast information

Properties of this loan

  • Online loans up to ₱20 000
  • Term 30 - 90 days
  • Easy online application

Loan requirements

  • Must be a citizen of the Republic of the Philippines
  • At least 22 – 60 years old
  • Valid ID/documents
  • Bank account
  • Phone number

About company

More information about the company Fintech Global Partners LP

Borrow from ₱2,000 with interest from the 30 % Moread
₱250,000
Loan amount ₱20,000 - ₱250,000
Interest 2.5 %
Maturity 24 - 36 months

Fast information

Properties of this loan

  • Online loans up to ₱250 000
  • Term 24 - 36 months
  • Easy bank application

Loan requirements

  • Filipino Individuals residing in the Philippines
  • Age of borrower from 22 years old to 54 years old upon application
  • If employed, must be at least two years permanent work status with one year tenure in current employer
  • If engaged in business, must be operating profitably for the last three years
  • Gross monthly income of at least PhP15,000 for employed and PhP30,000 for self-employed
  • With residential landline or mobile number, business landline and email address
  • Preferably an active credit cardholder

About company

More information about the company Philippine Savings Bank

Borrow from ₱20,000 with interest from the 2.5 % Moread
₱15,000
Loan amount ₱5,000 - ₱15,000
Interest 7 %
Maturity 7 - 35 days

Fast information

Properties of this loan

  • Online loans up to ₱15 000
  • Term 7 - 35 days
  • Quick online application

Loan requirements

  • Between 21 + years old
  • A Filipino citizen with a valid home address in Philippines

About company

More information about the company WME Phils Corporation

Borrow from ₱5,000 with interest from the 7 % Moread
₱10,000,000
Loan amount ₱500,000 - ₱10,000,000
Interest 10 %
Maturity 12 - 60 months

Fast information

Properties of this loan

  • Online loans up to ₱10 000 000
  • Term 12 - 60 months

Loan requirements

  • Filipino citizens
  • 21 years old (must not be more than 65 years of age upon loan's maturity)
  • Borrowers who are either gainfully employed or with lawful and profitable business

About company

More information about the company Land Bank of the Philippines

Borrow from ₱500,000 with interest from the 10 % Moread
₱250,000
Loan amount ₱30,000 - ₱250,000
Interest 4 %
Maturity 1 - 36 months

Fast information

Properties of this loan

  • Online loans up to ₱250 000
  • Term 1 - 36 months
  • Affordable personal loan

Loan requirements

  • 18 + years old
  • Employed individuals and selected professionals
  • Filipino residents

About company

More information about the company Asia United Bank

Borrow from ₱30,000 with interest from the 4 % Moread
₱500,000
Loan amount ₱10,000 - ₱500,000
Interest 1.8 %
Maturity 3 - 60 months

Fast information

Properties of this loan

  • Cash loan
  • Term 3 - 60 months

Loan requirements

  • Must be a Philippine citizen
  • Must have a Philippine mailing address and active local mobile number

About company

More information about the company Rizal Commercial Building Corporation (RCBC)

Borrow from ₱10,000 with interest from the 1.8 % Moread
₱500,000
Loan amount ₱10,000 - ₱500,000
Interest 10 %
Maturity 1 - 24 months

Fast information

Properties of this loan

  • The loans for the month's salary
  • Guaranteed credits

Loan requirements

  • Any overpayment on a previous loan shall be applied to the subsequent loan, if any. Otherwise, the overpayment shall be refunded upon request of the member-borrower
  • The member-borrower shall notify the Member Services Section of the nearest SSS branch of any change in address/employer thru mail/email/over-the-counter (OTC). The notice should include the SS number, name and signature of the member-borrower

About company

More information about the company SSS

Borrow from ₱10,000 with interest from the 10 % Moread
₱10,000,000
Loan amount ₱10,000 - ₱10,000,000
Interest 5.9 %
Maturity 1 - 25 years

Fast information

Properties of this loan

  • Online loans up to ₱10 000 000
  • Term 1 - 25 years
  • Easy bank application

Loan requirements

  • Must be at least 18 years old
  • Must be a Philippine citizen

About company

More information about the company Metrobank

Borrow from ₱10,000 with interest from the 5.9 % Moread
₱25,000
Loan amount ₱500 - ₱25,000
Interest 2.5 %
Maturity 15 — 180 days

Fast information

Properties of this loan

  • Online loans up to ₱25 000
  • Term 15 — 180 days

Loan requirements

  • You are a Filipino citizen, 20-55 years old and have a valid Government ID
  • Your mobile phone number is not blocked
  • You have registered on the website

About company

More information about the company Kviku Lending Co. INC.

Borrow from ₱500 with interest from the 2.5 % Moread
₱25,000
Loan amount ₱1,000 - ₱25,000
Interest 0.01 %
Maturity 61 days – 60 months

Fast information

Properties of this loan

  • Online loans up to ₱25 000
  • Term 61 days – 60 months
  • Flexible repayment

Loan requirements

  • 21-70 years old
  • Employed individuals and selected professionals
  • Filipino residents

About company

More information about the company Densure LLC

Borrow from ₱1,000 with interest from the 0.01 % Moread
₱25,000
Loan amount ₱5,000 - ₱25,000
Interest 10 %
Maturity 7 — 14 days

Fast information

Properties of this loan

  • Online loans up to ₱25 000
  • Term 7 — 14 days

Loan requirements

  • Be at least 18 years old, and a PH citizen or a permanent resident
  • Have a valid email address, work phone number and home phone number

About company

More information about the company Creditify

Borrow from ₱5,000 with interest from the 10 % Moread

        Personal Loan

It Can Help You Consolidate Debt

If you have been caught up in the hassles of wrangling and paying off multiple debts simultaneously, then you are aware of how unsettling it can get. By applying for a debt consolidation personal loan, you combine your outstanding debts into a single account. Typically, this type of account comes with low interest rates, which allow you to get out of debt faster.

Convenient Application Processes

Long gone are the days when a loan application meant several trips to a lender. Today, there are numerous financiers in the Philippines that offer online loans as well. With these, you can make a quick personal loan application from the comfort of your home, and outside traditional banking hours. This feature of personal loans also offers privacy and unrivaled convenience. 

Access to Higher Credit Limits

Credit card issuers assess a list of factors before setting your credit limit. Some of these include your credit score, income and employment history as well as your debt to income ratio. While personal loan lenders also consider these factors, the loan cap on personal loans tends to be higher than credit card limits. For you, this means access to higher loan amounts, which ultimately means you can achieve much more.  To top it off, the interest rates also tend to be lower than those from credit card facilities. 

No Collateral Required

The primary security for personal loans is one's salary or business income for those in self-employment. While other loans seek to attach other assets like land, a car, a house and so on, personal loans in the Philippines are almost always unsecured.

This makes this type of loan more accessible to those with few or no assets. While there are consequences for defaulting on a loan, losing your prized assets is not among them. This offers peace of mind. 

Fixed Payment Schedule

The upside of a fixed repayment schedule is that it allows you to make budgetary allocations from the first to the final loan repayment. Personal loans come with fixed repayment rates, monthly installments and repayment terms. This makes it possible for you to assess affordability before taking out the credit facility. To be proactive, you can use a personal loan calculator to see what you can afford at different repayment durations, even before you contact a lender. 

Longer Repayment Durations

The repayment terms for personal loans range from 12 to 60 months (1 to 5 years). The repayment duration for say credit cards, pawnshop loans and payday loans are significantly shorter and attract higher interest rates. 

Ultimately…

As with any other loan facilities, be sure to shop around and compare what different lenders offer before settling on one.


Personal Loan rating: 4.5/5 from 14 votes.
 

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